High Court on Insurance Claims

Today the High Court handed-down its judgement in the test case of The Financial Conduct Authority v Arch Insurance (UK) Limited & Others [2020] EWHC 2448 (Comm) on business interruption insurance and COVID-19 claim refusals by insurers.  Whilst somewhat complex, and lengthy, the decision appears to have found in favour of the FCA and the entitlement of policy-holders to make claims.  That being said, it is apparent much will continue to rest on the exact wording of each individual policy.   A fast-track appeal is expected to the Supreme Court.